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Buyer Advisory

Buy with counsel, not chance.

A home is the largest cheque most people ever write. We represent buyers across Mumbai, Navi Mumbai and Thane — with verified shortlists, patient diligence and advice that answers to you alone.

The Method

How we buy for you.

Four deliberate stages. None of them skipped, however urgent the market feels.

  1. 01

    The discovery brief

    We start with how you live and what the purchase must do — budget, localities, configuration, commute, schools, timeline and the non-negotiables you refuse to trade away.

  2. 02

    Research & shortlist

    We map the market against your brief — listed, unlisted and developer inventory — and present a short, verified selection with honest observations on each option.

  3. 03

    Diligence & visits

    Accompanied viewings at a civilised pace, with title, approvals, society dues and cost stack studied before — not after — you get emotionally invested.

  4. 04

    Negotiation to keys

    We negotiate on price and terms, coordinate agreement review, loans, registration and handover — and stay reachable long after possession day.

A considered living room — the calibre of home Altiora shortlists for buyers

Scope

What buyer advisory includes.

One engagement, end to end — so you always know who is looking after your side of the table.

  • Requirement mapping & budget counsel

    A structured first conversation that separates needs from wishes — and prices the difference honestly.

  • Verified shortlists

    Options matched to your brief, each with what we have confirmed and what still needs verification.

  • Accompanied site visits

    We view properties with you — light, noise, water pressure, society culture — the things listings never show.

  • Title, approvals & dues diligence

    Chain of title, sanctioned plans, OC status, encumbrances and pending dues examined line by line.

  • Price benchmarking

    Context from comparable transactions in the same micro-market, so offers are grounded in evidence.

  • Negotiation & registration coordination

    Terms, timelines, paperwork and registration day managed end-to-end, with candid updates throughout.

Straight Answers

Questions buyers actually ask.

No evasion, no sales gloss. If something depends on your specific case, we will tell you what it depends on.

Plan the numbers

See what the month looks like.

Most buyers think in EMIs, not list prices. Move the dials to understand what a property at a given price means for the month — before you fall for the balcony view.

₹2.5 Cr

₹250 lakh · drag or use arrow keys

20%

₹50 L of the property value

8.5%

Lender quotes vary — use an indicative rate

20 years

240 monthly instalments

Your indicative EMI

₹1.7 L/ month

Principal 48% Interest 52%
Loan amount
₹2 Cr
Down payment
₹50 L
Total interest over tenure
₹2.17 Cr
Total outflow (principal + interest)
₹4.17 Cr

Indicative only. Actual EMIs depend on the lender, your credit profile, applicable fees and the rate at sanction time. This is not an offer or commitment — we will help you compare real sanction letters before you sign.

Compare renting insteadDiscuss financing with an advisor

Beyond the price

See the whole cheque, not just the first one.

Stamp duty, registration, GST on under-construction, society charges, legal work, loan processing — the costs that arrive between handshake and keys. Model the stack with your own assumptions, then let us pressure-test it with real numbers.

₹2.5 Cr

₹250 lakh · drag or use arrow keys

Property stage

Buyer profile

Assumptions — editable

%
%
₹ L
₹
₹
%

Estimated costs beyond the price

₹19.5 L

roughly 7.8% of the agreement value

Stamp duty & metro cess
₹15 L
Registration
₹2.5 L
Society transfer / clubhouse charges
₹25,000
Legal, due diligence & documentation
₹50,000
Loan processing (indicative)
₹1.3 L

Educational estimate with editable assumptions — statutory rates change and vary by property type, sub-market and buyer profile. Confirm the exact stack for your transaction with our advisory team and your advocate before you commit.

Map my complete cost stack

Same number, two languages

Square feet, square metres, honestly converted.

Mumbai paperwork mixes units — brochures in square feet, RERA filings in square metres. Convert an area or a quoted rate precisely, and compare like with like.

Convert an area

Brochures use sq ft; RERA filings use sq m.

In square feet
1,000 sq ft
In square metres
92.9 sq m

Convert a rate

Compare quotes quoted in different units.

Per square foot
₹25,000 / sq ft
Per square metre
₹2,69,098 / sq m

Exact conversion, no rounding tricks: 1 sq m = 10.7639104 sq ft. Remember that carpet, built-up and super-built-up areas measure different things — always confirm which one a quote refers to before comparing.

Begin

Tell us what home should do for you.

Share a few details and an advisor will respond with an initial point of view — typically within one working day. No obligation, no pressure.

Private by default No spam, ever

Request a buyer consultation

A short brief is enough to begin — configuration, locality, budget and timeline.